<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom">
  <channel>
    <title>JBJ Insurance</title>
    <link>https://jbjinsurance.com/blog/</link>
    <atom:link href="https://jbjinsurance.com/feed/" rel="self" type="application/rss+xml" />
    <description>Medicare education from JBJ Insurance, an independent broker in Auburn, Washington.</description>
    <language>en-us</language>
    <lastBuildDate>Mon, 11 May 2026 00:00:00 GMT</lastBuildDate>
    <item>
      <title>Plan N copays: which office visits trigger the $20 (and which don&apos;t)</title>
      <link>https://jbjinsurance.com/plan-n-copays-which-office-visits-trigger/</link>
      <guid isPermaLink="true">https://jbjinsurance.com/plan-n-copays-which-office-visits-trigger/</guid>
      <pubDate>Mon, 11 May 2026 00:00:00 GMT</pubDate>
      <description>When Plan N charges a copay, and when it does not.</description>
    </item>
    <item>
      <title>The COBRA trap: Medicare&apos;s late enrollment penalty</title>
      <link>https://jbjinsurance.com/the-cobra-trap-medicares-late-enrollment-penalty/</link>
      <guid isPermaLink="true">https://jbjinsurance.com/the-cobra-trap-medicares-late-enrollment-penalty/</guid>
      <pubDate>Mon, 11 May 2026 00:00:00 GMT</pubDate>
      <description>Why COBRA doesn&apos;t protect you from the Part B penalty.</description>
    </item>
    <item>
      <title>Medicare enrollment &amp; change windows explained</title>
      <link>https://jbjinsurance.com/medicare-enrollment-change-windows-explained/</link>
      <guid isPermaLink="true">https://jbjinsurance.com/medicare-enrollment-change-windows-explained/</guid>
      <pubDate>Mon, 11 May 2026 00:00:00 GMT</pubDate>
      <description>The five windows when you can sign up for Medicare or change plans, and when coverage starts for each.</description>
    </item>
    <item>
      <title>Medicare Supplement (Medigap) plan comparison</title>
      <link>https://jbjinsurance.com/medicare-supplement-medigap-plan-comparison/</link>
      <guid isPermaLink="true">https://jbjinsurance.com/medicare-supplement-medigap-plan-comparison/</guid>
      <pubDate>Mon, 11 May 2026 00:00:00 GMT</pubDate>
      <description>What each Medigap plan covers, side by side.</description>
    </item>
    <item>
      <title>SSA Form 44 and IRMAA</title>
      <link>https://jbjinsurance.com/ssa-form-44-and-irmaa/</link>
      <guid isPermaLink="true">https://jbjinsurance.com/ssa-form-44-and-irmaa/</guid>
      <pubDate>Fri, 08 May 2026 00:00:00 GMT</pubDate>
      <description>How to ask Social Security to lower an income-related premium after a life change.</description>
    </item>
    <item>
      <title>Medicare enrollment after age 65: required forms</title>
      <link>https://jbjinsurance.com/medicare-enrollment-after-age-65-required-forms/</link>
      <guid isPermaLink="true">https://jbjinsurance.com/medicare-enrollment-after-age-65-required-forms/</guid>
      <pubDate>Fri, 08 May 2026 00:00:00 GMT</pubDate>
      <description>The forms you need when you enroll after leaving employer coverage.</description>
    </item>
    <item>
      <title>Medicare education guide 2026</title>
      <link>https://jbjinsurance.com/medicare-education-guide-2026/</link>
      <guid isPermaLink="true">https://jbjinsurance.com/medicare-education-guide-2026/</guid>
      <pubDate>Fri, 08 May 2026 00:00:00 GMT</pubDate>
      <description>The parts of Medicare, what each covers, and what it costs in 2026.</description>
    </item>
  </channel>
</rss>