Ends 12/7
2027 Annual Enrollment
From October 15 to December 7, 2026, you can change your Medicare Advantage or Part D plan for 2027. If you do nothing, your current plan renews with whatever changes the carrier made to premiums, drug lists, and networks for next year.
I'll compare your current plan against what's available in your county for 2027. It takes one call, with no cost and no obligation to switch.
Dates to know
- By Sep 30, 2026Annual Notice of ChangeYour plan mails what's changing for 2027. Keep it for our call.
- Oct 1, 20262027 plan detailsStarting October 1, I can talk with you about the 2027 plans. Enrollment opens October 15.
- Oct 15, 2026Annual Enrollment opensYou can switch Medicare Advantage or Part D plans for 2027.
- Dec 7, 2026Last day to changeYour choice on this date is the plan you start 2027 with.
- Jan 1, 2027New coverage startsNew ID cards should arrive before this date.
What to look for in your plan for 2027
Your Annual Notice of Change lists what your plan is changing. These are the five lines I look at first.
Monthly premiumWhat you pay each month, and whether it changed for 2027
Drug list (formulary)Are your prescriptions still covered, and on which tier?
Doctors and pharmaciesAre they still in network for 2027?
Deductibles and copaysWhat you pay when you actually use care
Extra benefitsDental, vision and hearing allowances often change year to year
2027 Medicare costs
Part B standard premium2026: $202.90/month
[2027: pending CMS]Part B deductible2026: $283 per year
[2027: pending CMS]Part A deductible2026: $1,736 per benefit period
[2027: pending CMS]Part D out-of-pocket cap2026: $2,100 per year
$2,400 per yearI post 2027 figures here as soon as CMS publishes them. Part B premiums are adjusted by income through IRMAA.
What to have ready for the call
- Your red, white, and blue Medicare card
- A list of your prescriptions, with doses
- Your doctors and the pharmacy you use
- Your current plan's Annual Notice of Change
Common questions
No. Your plan renews automatically. It is still worth checking the 2027 drug list and network, because those can change even when the plan name does not.
No. Medigap is not tied to Annual Enrollment. Whether you can switch, and on what terms, depends on your plan. Ask me and I will check.
No. There is no cost to work with me and no obligation to enroll.
Yes. Book a Zoom or phone call, whichever you prefer.
December 7 is the last day to change.
Calendars fill up in late November. Book a Zoom or phone call now and we'll be done in well under an hour.